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Terms of Service

Last Updated: January 8, 2026

IMPORTANT: TradingPal is an educational and psychological support tool. It does not provide financial, investment, or trading advice. Trading involves substantial risk of loss. Past performance does not guarantee future results.

1. Acceptance of Terms

By accessing or using TradingPal, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use our services.

2. Description of Service

TradingPal provides:

  • AI-powered trading psychology coaching
  • Trade journaling and analytics tools
  • Performance tracking and insights
  • Educational content and routines
  • Market data integration

We reserve the right to modify, suspend, or discontinue any part of our service at any time.

3. User Accounts

Account Creation

  • You must be at least 18 years old to use TradingPal
  • You must provide accurate and complete information
  • You are responsible for maintaining account security
  • You may not share your account credentials

Account Termination

We may suspend or terminate your account if you:

  • Violate these Terms
  • Engage in fraudulent activity
  • Abuse or misuse the service
  • Fail to pay applicable fees

4. Subscription and Payments

Subscription Plans

TradingPal offers various subscription tiers with different features. Pricing is subject to change with notice.

Billing

  • Subscriptions are billed through the Apple App Store
  • Automatic renewal unless cancelled 24 hours before period ends
  • Refunds are handled per Apple's policies
  • No refunds for partial subscription periods

5. User Content

You retain ownership of content you create (journal entries, notes, etc.). By using our service, you grant us a license to store, process, and display your content to provide our services.

You are responsible for the content you create and must not upload illegal, harmful, or offensive material.

6. Intellectual Property

TradingPal and its content, features, and functionality are owned by TradingPal and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.

7. Disclaimers

NOT FINANCIAL ADVICE: TradingPal does not provide financial, investment, legal, or tax advice. Consult licensed professionals for such matters.

NO GUARANTEES: We do not guarantee trading success or profitability. Trading involves risk, and you may lose money.

AS-IS SERVICE: The service is provided "as is" without warranties of any kind, express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, TradingPal shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to trading losses, lost profits, or data loss.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email or in-app notification. Continued use after changes constitutes acceptance of the new Terms.

11. Contact Us

For questions about these Terms:

Email: legal@tradingpalapp.com

Website: tradingpalapp.com